Commercial Insurance
"We do it right the first time.
We've done it before. You are not our learning tool."
The Ideal Size
Have you ever dealt with the National Insurance Brokers, the so called "Alphabet Houses"? 
With their high turnover and continual reassignment of agents, it is difficult to see how a client could remember names or expect a continuity of representation. On the other hand, the small "Mom and Pop" agency, although personable, is too small to have the knowledge and underwriter impact to properly represent a client.
What's the solution? The medium sized, independent agency is staffed with experienced professionals representing a strong and varied group of insurance underwriters. In addition, we have significant premium volumes placed with the companies we represent and thus obtain the underwriter cooperation necessary to meet the needs of clients of all sizes. At Chappell, Smith & Associates, Inc., you will receive the best of both worlds: the market impact of the national firm, the personal commitment of the family owned agency.
Easy Access
With locations in Franklin, Tennessee Chappell, Smith & Associates, Inc. has positioned its commercial lines production and service staff within easy access of the Nashville and Middle Tennessee commercial client.
Long Term Professional
With department heads and senior agents boasting individual experience of 20, 30 and even 40 years, Chappell, Smith & Associates, Inc., offers one of the most knowledgeable veteran commercial lines divisions in the southeast.
All Sizes and Types of Businesses
These professionals are able to take the risk out of the business formula for all sizes and types of businesses. Whether you are a one-person, home-based operation or a multi-national, multi-state endeavor, we have the experience to put together a cost 
effective package for all your insurance needs.
Buildings · Transportation Coverage · Worker's Compensation · Inland Marine · Business Property · Comprehensive General Liability · Auto · Bonds · Manufacturing · Products and Completed Operations · Trucks · Special Events · Professional Coverage · Umbrellas · Construction
